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How Tatiana Regan Makes Her Money Online

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For just over 5 years now my good friend Tatiana Regan has been making a living online and has managed to forge a very nice lifestyle for herself. To be completely honest whilst the rest of us went off to start our careers after college Tatiana Regan was convinced that she wouldn’t join the rat race and so she started to explore ways ind hick she could make money on the internet. Tatiana struggled in the early years which I imagine is very normal but now she makes a very good living indeed. I want to talk to you about some of the ways that she makes her money online, if you want this lifestyle then perhaps you could do the same.

Online Surveys

Probably the most boring of her jobs but nonetheless one which has always paid is online surveys and Tatiana Regan has been filling them out since she very first started to try and make money online. Basically these surveys are paid for big businesses and governments in order to further understand their demographic. The surveys are put online by third party websites who will pay you a small amount for each survey completed. Tatiana never got rich from this of course but it always brought in enough money to keep things ticking over.

Writing

After trying for a long time to get stable clients Tatiana was able to gradually get clients who offered her writing gigs, a great way in which she was able to make money. Tatiana was writing for all kinds of clients across the internet, usually writing content for websites and online magazines. She found much of this work on freelance site Upwork and she used that platform to find clients who she could work with long term. The writing side of the business was how Tatiana was able to earn enough money to have a comfortable lifestyle and it also gave her the freedom to then launch her own business. For anyone who wants to carve out a living online, writing content is the very best place to start.

Drop Shipping

On the face of it drop shipping sounds too good to be true but as I have seen with Tatiana, it is a very real and very profitable way of running a business. Tatiana sells tech gadgets online and she has a beautiful website from which she sells the goods. The difference with most businesses however is that Tatiana never touches the goods, never sees the goods and never speaks with the clients. The reason for this is that once the order is processed it is handled by another company who deal with all of the shipping and customer service. Tatiana sells products for a higher price than she pays to this 3rd party and that is how she now makes her money. It sounds very simple in reality.

There are many ways in which you can make money online, you just need to give it a try like Tatiana did.

 

Top Considerations to Help You Find the Best Roth Bitcoin IRA

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If you would like to build a retirement account that includes cryptocurrencies,  then it is important that you learn to recognise what the best Roth bitcoin IRA looks like. Luckily for you, the Bitcoin IRA is becoming increasingly popular comma which means it is now quite easy to separate the good from the bad. Let’s take a look at the most important considerations to make.

 

Identifying the Best Roth Bitcoin IRA

 

First of all, you need to decide the type of investment accounts that is best for you. The IRA has been set up in such a way that you can either take deductions in a tax free manner or make contributions in a tax free manner. With a traditional IRA, you don’t pay any tax on the money you put in but you will pay tax once you start taking money out. With a Roth IRA, you pay tax on the money you use to fund your account but you don’t have to pay tax on the money that’s in there, regardless of how much it grows.

 

Furthermore comma you need to consider where the money will come from to fund your IRA. It is possible to make personal contributions, but the IRS has put yearly limits on how much you can contribute.You can also roll over existing retirement accounts. If you do this, you do need to make sure that your tax affairs are in order, particularly if you were to roll over a traditional IRA into a Roth IRA or vice versa.

 

The best bitcoin IRA is also one that allows you to invest in multiple cryptocurrencies. Bitcoin is the best known one but there are many others as well. Not just that, a bitcoin IRA is always a self directed IRA, which means you are responsible for all the Investment decisions. Practically, this means you don’t have to invest solely in cryptocurrencies. If you want to add traditional assets such as stocks and bonds as well as alternative assets such as real estate to that account, you are able to do so.

 

Then, you have to find a good custodian. Because the digital IRA is still a relatively new concept, it can be quite difficult to find a custodian that does not just give you an affordable deal but also a good deal. The less knowledge you have about investing, the more support you will need from York custodian. Hence, you need to take the time to look into the different options and identify the one that is most suitable to you. It is highly likely that you’re custodian will want you to manage your IRA as an LLC.

 

As you can see, there are quite a few things to consider before you sign up for a bitcoin Roth IRA. While this may seem confusing, it should be a piece of research that you only have to go through once period once everything is set up, it will almost entirely run itself, allowing you to grow your investment and secure your financial future.

The Importance of Having Integrated Supply Chain Solutions in Place

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Management and inventory or two of the most important parts of the overall intricate mechanism of Enterprises and businesses. Unless they are both than welcome at nothing else would flow smoothly. Running a business doesn’t have to be a gamble. You invest your money and work very hard yourself in order to make sure that you will gain a return on investment. To do that, you do have to fully understand the different intricate processes in your business, down to the tiniest detail. What you will find is that having integrated supply chain solutions in place will be of tremendous benefits to you.

Why You Need Integrated Supply Chain Solutions

Your supply chain is your entire network, which includes your distributors, your suppliers, your manufacturers, your retailers, your transporters, and anyone else who plays a role in creating and distributing your products. Anyone who handles the full product or a part thereof at any point, from when it is a raw material to when it is in your customer’s hands, it’s part of your supply chain. This means there are a lot of players involved and you must be able to fully optimize this network, ensuring it flows smoothly.

Managing the supply chain means that you effectively monitor all of the information that relate to your products, including the costs. An integrated supply chain solution is one that offers an automated manner of maintaining all the different details involved in running your business. You can use these solutions to monitor where each product is and who has it, again from the phase of raw material to being in your customer’s hands. Ultimately, these integrated solutions ensure that you have full control of your inventory come up meaning that you always meet the mount without having an oversupply.

Integrated supply chain solutions are highly sophisticated pieces of software that include a range of different applications. Some applications will be in relation to planning where is others will be in relation to execution. Planning applications forecast or predict demand and determine how this demand can be met. Execution applications ensure that you can always keep track of your items, knowing where they are in their stages of manufacturing, storage, transport, or distribution.

If you wish to accurately manage your business, with a focus on all the factors involved in your products, then you must have integrated supply chain solutions in place. It ensures all those involved will be able to easily view the flow of everything, thereby also making it much easier to spot any weak points or issues. Being proactive in terms of problem detection is important as it ensures Solutions can be found much quicker.

Not just that, having these solutions in place will greatly increase your profitability. Because your product flow is properly managed, you can greatly reduced if not actually eliminate any unnecessary costs. It ensures you are always up to date with where your product is, regardless of what stage it is in. This, in turn, makes sure that all the costs you have to pay for the overflow of the products are efficient and give you a good value.

Crystal Clanton on How to Be a Female Leader

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Women have been given a tough deal throughout history. Today, and they continue to have to work incredibly hard in order to break through the glass ceiling. People like Crystal Clanton have pushed this agenda forward and continue to do so, paving the way for a better tomorrow. Crystal also believes that there are a number of things that women should do so that they become better accepted as leaders in the workplace.

 

Crystal Clanton on Being a Leader and a Woman

 

According to Crystal come out the following efforts should be made by all women in the workplace:

 

  1.  They should be themselves. By being confident and showing this in body language, women show that they have a right to be there and know what they are doing. This also means being confident to admit to your own mistakes when they have them. The added bonus of this confidence and being themselves is that they become a role model for other women.
  2.  They should show their support to other employees. Women are incredibly good at making others feel self-sufficient and empowered. Supporting and guiding other employees makes someone a natural leader.
  3.  They should always lead by example. A woman should behave in such a way that others want to behave as well. They should set the example and allow others to follow. In so doing, they reinforce a culture rather than forcing it.
  4.  It should learn to be people managers. This means getting to know those they manage, asking about their personal background and finding out their strengths and weaknesses, their talents and constraints, and their personal obligations. Effectively, women should get to know their employees’ life outside of the workplace, which creates a greater connection and helps them to cultivate an environment in which people are allowed to be themselves and to flourish.
  5.  They should be careful to not micromanage. The easiest way to do this is to develop delegation skills. When a woman shows that she is not afraid to give work out of hands, she shows firstly that she has faith in her employees and, secondly, she breaks through the stereotype that all women are micromanagers.
  6. They should be careful to not engage in any behaviours that could be classified as depreciating. Women are talkers by nature. In fact, research has shown that they have a farmer extensive vocabulary than men period however, as a leader, it is very important that women show that they use their words for good and not to gossip or to talk behind other people’s backs.
  7.  They should toughen up. Women are carers by nature, something that they have had to be for thousands of years. This makes it hard to be tougher with individuals. Where a man will have no qualms about firing someone on the spot, a woman is more likely to try and figure out a way to utilize the skills of the individual about to be fired. Unfortunately, in order to lead, a woman must be able to make those difficult decisions and just fire someone.

Improving Accounts Receivables Collection According To Receivables Performance Management Reviews

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Improving accounts receivables collection is a necessity for most businesses these days. As the business grows, having to deal with client payment problems is a reality that should always be taken into account. Fortunately, there are always ways in which this can be done.

If you want to improve accounts receivables collection, the advice presented below should be taken into account. It comes straight from the offices of a highly respected national leader in accounts receivable management, as can be attested through Receivables Performance Management reviews.

Determine Problem Sources

The first thing that most businesses do is try to contact clients that have to make payments in order to start debt collection. This is not what should be done. According to Receivables Performance Management, the first important step is to analyze all past-due accounts in order to categorize them based on non-payment reason. This includes labels like customer billing disputes or poor credit. Only after you determine the source of the debt problem you can actually create a good plan to deal with it.

Minimizing Customer Credit Risks

Various things can be done to reduce risks of having to deal with debt collection problems. Some options recommended by Receivables Performance Management are:

Stop selling to customers that do not pay – Every business needs to have a written credit approval process that is monitored and that addresses problems like how creditworthiness is assessed and who will receive credit in the first place. If the possibility that an invoice will not be paid is high, the business can refuse to make the sale in the first place.

Assigning responsibility – One of the biggest problems in modern businesses is that there is absolutely nobody that actually has responsibility for debt collection. You need to have someone on staff that is well-trained and that regularly monitors statuses with the goal of meeting specific targets. If you wait for a long period of time to receive payments, there is a much higher risk of not actually getting paid.

Draft strategies to deal with non-payers – Collection procedures need to be spelled out. All steps that are going to be taken should be decided and respected. At one point in time, the service offered or the product the client buys should no longer be available for the client that does not pay.

Receive expert help – Most business owners will get some recommendations from attorneys about how the company can be protected. Besides this, you do want to get some extra help from experts in debt management and collection. This gives information about the best practices in collections and credit. Alternatively, you can always outsource debt collection.

Avoid Disputes With Billing

Disputes can only lead to delays in actually getting paid. Because of this, a much better approach is to simply avoid the disputes in the first place. You do this by being really clear with all customer expectations and requirements. Sale terms have to be put down in writing and all potential problems should be identified and fixed as soon as possible.

How To Avoid Bankruptcy In 2018

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Debt is a way of life for several people. It can be so overwhelming that bankruptcy appears to be the sole answer. Because bankruptcy can have such a traumatic effect on your credit score, Scottsdale bankruptcy lawyers recommend seeking other alternatives before filing for bankruptcy. If one of the following bankruptcy alternatives saves your credit, it’s better to take it, even if it will take more time or cost more to get rid of your debt.

Sell Some of Your Assets

Sell whatever you can spare and use the cash to pay off your debts. You should take action as soon as you notice that you can’t afford to make payments anymore. If you wait until you’re behind, it may be too late.

You can sell furniture, jewelry, and electronics on eBay, for example. Is this an extreme way to avoid bankruptcy? Maybe it is. Many people can’t get past the inconvenience of living without their material items, but you can adjust and it’s only for a short period of time. It will help you avoid bankruptcy and spare your credit.

Pay Your Way Out of Debt

Can you afford to pay off your debts over a predetermined period of time? If you take a closer look at your budget, you may be able to eliminate those non-essential luxuries such as cable or satellite television, landline and cell phones. These are examples of some expenses you can wipe out without too much hassle.

If you’re already living on a strapped budget, consider increasing your income by working overtime or part-time. Hobbies and skills can also help you get some extra money to avoid bankruptcy.

Ask Creditors For Help

Your creditors would rather get some money from you than no money at all. Let your creditors know you are having financial struggles and want to avoid bankruptcy at all costs. Express your willingness to pay the debt and ask if they can help ease the burden by lowering your monthly payment or decreasing your interest rate. Many credit card companies and banks have hardship programs designed for this type of situation.

Before you enter a hardship program, be sure that your monthly payment and interest rate actually go down. Otherwise, you could be stuck with an even higher minimum payment.

Pursue Consumer Credit Counseling

If you have no luck working with creditors on your own, find a professional. You can pursue a consumer credit counselor who has experience working with creditors to get your payment and interest rate lowered.

The new bankruptcy law requires credit counseling prior to bankruptcy filings anyway, so it’s worth strongly considering credit counseling as an alternative to bankruptcy.

Get Help From Family and Friends

Generally, borrowing money from family and friends is not a great idea. It’s been known to result in hardships and even end relationships. However, there is an exception to every rule, and bankruptcy is one. Take the time to calculate how much money you need to avoid bankruptcy. You should carefully consider how much you’re able to contribute, then ask friends and family to help you make up the difference. Generate a plan for how you will repay them once your financial situation has changed for the better.

The Best Investments Of 2018 Revealed

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Instead of placing all of your disposable income into a long-term savings account, it’s well worth using some of your well earned disposable income to invest in your financial future. As the potential benefits of the 3 great investment opportunities listed below are far greater than the projected benefits of saving your income in a long-term savings account. Especially as in recent years, banks have begun to offer laughably low-interest rates of around 2%.

The Best Investments of 2018 Revealed:

1. Cryptocurrencies

If you’re looking to invest a small proportion of your disposable income into lucrative investment opportunities which boast uncommonly high projected return on investments, you may be interested in investing in cryptocurrencies, which are also known as digital currencies.

Apart from their projected high ROI rates, why are cryptocurrencies such a great investment? Digital currencies meet a growing demand from international consumers to be able to have greater control over their funds, without having their financial information shared with government organizations or banks.

Another reason why digital currencies are projected to continue to increase in share price is that they can be used in a wide variety of countries, whereas most currencies are limited to use in a small number of countries. Which makes cryptocurrencies, a popular choice for consumers in an increasingly global society.

2. Property investment

Regardless of the current property market, investing in property remains one of the wisest ways to invest your money. If you’re interested there are two different investment strategies which you may want to implement, you may choose to purchase inexpensive properties which you plan to renovate and sell for a quick profit. Or you may be more keen to purchase property which you plan to hold on to for the foreseeable future, in the hopes of one day selling your property for a significant profit.

If you choose the latter option, of holding on to your investment properties, you may want to consider renting your property out in the meantime, in order to bring in a decent amount of passive income.

3. Gold and silver

If you don’t want to commit to investing hundreds of thousands of dollars into a property and would prefer to invest in tangible items rather than theoretical items such as cryptocurrencies you may want to consider investing a portion of your disposable income into purchasing gold and silver stocks. As both gold and silver are non-renewable resources which will only increase in value in the long term and are a relatively safe investment option which you can trust in.

As both gold and silver share prices fluctuate slightly but remain on the rise in the long term, it’s well worth watching gold and silver share prices over a month to learn how to identify when it’s the best time to invest your hard earned money in purchasing gold and silver stocks. As ideally, you want to purchase your gold and silver stocks when their share price is as low as possible!

So if you’ve made the brave decision to try and invest some of your disposable income, in the hopes of making a reasonable return on investment, it’s definitely well worth investing in all 3 of the lucrative investment opportunities listed above!

To learn the top tips on Penny Stock Investments from 60Degree, click here.

Budgeting Tips For Everyone: 4 Tips To Follow

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No matter whether you’re saving for a house, a dream vacation or your child’s education, simply continue reading to discover 4 budgeting tips which will help you save for your dream.

Budgeting Tips for Everyone: 4 Tips to Follow

1. Keep every receipt which you are given

If you still use a mixture of cash and cards to pay for your purchases, it’s well worth keeping on to every receipt which you are given. That way at the end of each week you can tally up all of the money which you have spent.

Alternatively, you may prefer tallying up how much money you spend on a daily basis so that it’s easier to tally up your weekly expenditure at the end of each week. Either way, just remember to factor in any money which you spend online to your weekly expenditure.

2. Consider downloading a free budgeting app to help you track your spending

One way to record all of your expenses, without using a pen and paper is to download a free budgeting app, which will make keeping track of your spending simple. This is a great option if you make frequent purchases, such as cups of coffee or meals out in a single day.

3. Make sure to take care of your basic needs before your wants

While you may be tempted to purchase luxuries such as brand new shoes and meals out, as soon as you receive your pay, it’s far wiser to make sure that all of your basic needs are covered first. Basic needs include your rent or mortgage payments, your power bill, medical bills and grocery bill.

Once you’ve paid for these essential expenses, it’s well worth transferring a portion of your leftover disposable income to your long-term savings account. Once you have taken care of your basic needs and saved a proportion of your income, you’ll be able to save the rest of your disposable income on luxury items, such as new clothes and entertainment.

4. Take a good look at your purchases for the past month

By looking at your purchases for the past month you should be able to see which areas, you’re spending far too much money on. As an example, you may pay over $100 per month on an expensive cable subscription, when you already have a much cheaper Netflix subscription.

Alternatively, you may find that you spend far too much money on nights out with your friends and may be able to save money by inviting your friends over to your home for social engagements.

So if you’re looking for ways to cut costs, it’s well worth assessing all of the items which you’ve spent money on in the past month.

So whether you’re currently saving for a house deposit, a dream vacation or your child’s college education, it’s definitely well worth using the advice given in all four of the budgeting tips listed above. All of which are proven ways of budgeting your disposable income so that you’re able to save as much of your income as possible!

How To Save Money: 4 Smart Ways To Save Money

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If you’re sick of spending all of your disposable income and failing to save a proportion of your income, simply continue reading to discover 4 smart ways to save money on a weekly basis.

How to Save Money: 4 Smart Ways to Save Money

1. Carry around cash, instead of using debit cards and credit cards

One way to ensure that you stick to your budget is to withdraw cash, for each event that you attend, to avoid overspending. As an example, if you head out on a shopping trip, it pays to withdraw your budget for the day in cash, so that you know exactly how much money you have to spend.

If you have reason to believe that you’ll still be tempted to use a card to purchase additional items, once you’ve spent your allocated budget, it’s well worth leaving your credit cards at home.

2. Always be on the lookout for special deals

Instead of paying full price for items, make a habit out of searching for sales and special deals. As an example, you may be stock up on essential, non-perishable items at your local grocery store when they are on sale or you may want to purchase a new television during a 30% off sale. You may even find that you can score half-price tickets to the movies, on a pre-determined day of the week.

If you try to avoid paying full price for items, you should find that you’re able to save hundreds or even thousands of dollars each year.

3. Don’t be put off purchasing generic branded items

If you have a habit of purchasing items, you may want to consider switching to purchasing generic items, which often offer the same level of quality as branded items at a fraction of the price. As examples, you may be interested in buying a generic branded washing machine or a generic branded box of cereal.

By switching to purchasing generic branded items, you should be able to save yourself thousands of dollars per year. Which will help keep your bank account’s balance healthy!

4. Don’t be too proud to purchase pre-loved items

While there may be a little bit of a stigma surrounding purchasing pre-loved items, you can often find high-quality pre-loved items, which are in near new condition, for a fraction of the price which you’d expect to pay in store. So if you’d rather purchase high-quality items over cheap items, which are likely to wear out or break down within a couple of months, it’s well worth exploring yard sales, online auctions and thrift stores for bargains.

As examples, you may be able to pick up a solid wood writing desk for $100 for your home office or a designer coat for under $50. You just never know, what you may be able to pick up.

So if you’re keen to save thousands of dollars per year, in order to save for your financial future, it’s well worth implementing all four of the proven money saving ideas which are listed above.